Call reports 2025
BANK OF CANTON, THE — 2025
What BANK OF CANTON, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 743,303,000 | 755,285,000 | 778,276,000 | 762,276,000 |
| Total loans | 521,859,000 | 524,309,000 | 531,860,000 | 544,735,000 |
| Allowance for loan losses | 5,140,000 | 5,153,000 | 5,236,000 | 5,250,000 |
| Securities available for sale | 122,725,000 | 119,125,000 | 121,256,000 | 121,869,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 625,516,000 | 636,666,000 | 661,587,000 | 643,257,000 |
| Interest-bearing deposits | 523,127,000 | 526,715,000 | 546,083,000 | 529,902,000 |
| Noninterest-bearing deposits | 102,389,000 | 109,951,000 | 115,504,000 | 113,355,000 |
| Equity capital | 107,635,000 | 107,895,000 | 110,066,000 | 112,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 9,066,000 | 18,373,000 | 28,035,000 | 37,562,000 |
| Interest expense | 2,356,000 | 4,895,000 | 7,539,000 | 10,195,000 |
| Net interest income | 6,710,000 | 13,478,000 | 20,496,000 | 27,367,000 |
| Noninterest income | 1,287,000 | 2,552,000 | 3,798,000 | 5,105,000 |
| Noninterest expense | 6,114,000 | 12,261,000 | 18,151,000 | 24,097,000 |
| Provision for loan losses | 124,000 | 124,000 | 192,000 | 192,000 |
| Pretax income | 1,883,000 | 3,769,000 | 6,083,000 | 8,475,000 |
| Income tax | 458,000 | 918,000 | 1,490,000 | 2,088,000 |
| Net income | 1,425,000 | 2,851,000 | 4,593,000 | 6,387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,611,000 | 111,737,000 | 113,180,000 | 114,673,000 |
| Total capital | 116,583,000 | 117,722,000 | 119,240,000 | 120,747,000 |
| Risk-weighted assets | 481,807,000 | 487,595,000 | 501,550,000 | 513,170,000 |