Call reports 2015
BANK OF CANTON, THE — 2015
What BANK OF CANTON, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 629,599,000 | 648,624,000 | 647,770,000 | 664,554,000 |
| Total loans | 524,385,000 | 537,027,000 | 537,041,000 | 533,788,000 |
| Allowance for loan losses | 6,547,000 | 6,419,000 | 6,451,000 | 6,491,000 |
| Securities available for sale | 70,767,000 | 72,249,000 | 72,513,000 | 73,880,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 522,975,000 | 534,233,000 | 521,444,000 | 541,850,000 |
| Interest-bearing deposits | 472,012,000 | 478,825,000 | 465,585,000 | 487,430,000 |
| Noninterest-bearing deposits | 50,963,000 | 55,408,000 | 55,859,000 | 54,420,000 |
| Equity capital | 59,479,000 | 57,185,000 | 58,462,000 | 58,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,878,000 | 11,715,000 | 17,997,000 | 24,115,000 |
| Interest expense | 460,000 | 943,000 | 1,431,000 | 1,937,000 |
| Net interest income | 5,418,000 | 10,772,000 | 16,566,000 | 22,178,000 |
| Noninterest income | 2,025,000 | 4,010,000 | 5,949,000 | 7,601,000 |
| Noninterest expense | 6,169,000 | 12,221,000 | 18,347,000 | 24,513,000 |
| Provision for loan losses | 0 | -325,000 | -325,000 | -325,000 |
| Pretax income | 1,287,000 | 2,899,000 | 4,506,000 | 5,604,000 |
| Income tax | 475,000 | 1,050,000 | 1,650,000 | 2,054,000 |
| Net income | 812,000 | 1,849,000 | 2,856,000 | 3,550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,641,000 | 61,504,000 | 62,336,000 | 62,854,000 |
| Total capital | 66,065,000 | 67,105,000 | 68,006,000 | 68,592,000 |
| Risk-weighted assets | 432,551,000 | 447,007,000 | 452,586,000 | 458,057,000 |