Call reports 2013
BANK OF CANTON, THE — 2013
What BANK OF CANTON, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 637,662,000 | 640,546,000 | 617,754,000 | 624,312,000 |
| Total loans | 438,053,000 | 461,103,000 | 478,316,000 | 482,059,000 |
| Allowance for loan losses | 6,592,000 | 6,450,000 | 6,454,000 | 6,483,000 |
| Securities available for sale | 83,023,000 | 88,521,000 | 85,332,000 | 80,969,000 |
| Securities held to maturity | 289,000 | 225,000 | 191,000 | 191,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 545,768,000 | 549,763,000 | 524,782,000 | 530,539,000 |
| Interest-bearing deposits | 508,762,000 | 513,489,000 | 483,049,000 | 489,040,000 |
| Noninterest-bearing deposits | 37,006,000 | 36,274,000 | 41,733,000 | 41,499,000 |
| Equity capital | 54,681,000 | 53,700,000 | 53,837,000 | 53,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,807,000 | 11,475,000 | 17,346,000 | 23,186,000 |
| Interest expense | 615,000 | 1,192,000 | 1,742,000 | 2,268,000 |
| Net interest income | 5,192,000 | 10,283,000 | 15,604,000 | 20,918,000 |
| Noninterest income | 2,584,000 | 4,507,000 | 6,035,000 | 7,114,000 |
| Noninterest expense | 6,852,000 | 12,962,000 | 18,838,000 | 24,795,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 905,000 | 1,809,000 | 2,823,000 | 3,259,000 |
| Income tax | 293,000 | 614,000 | 958,000 | 1,084,000 |
| Net income | 612,000 | 1,195,000 | 1,865,000 | 2,175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,262,000 | 55,971,000 | 56,565,000 | 56,700,000 |
| Total capital | 59,988,000 | 60,827,000 | 61,456,000 | 61,565,000 |
| Risk-weighted assets | 375,989,000 | 386,632,000 | 389,471,000 | 387,376,000 |