Call reports 2026
EVERMORE BANK — 2026
What EVERMORE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 314,438,000 | 316,923,000 |
| Total loans | 249,306,000 | 268,210,000 |
| Allowance for loan losses | 2,800,000 | 3,045,000 |
| Securities available for sale | 13,334,000 | 14,776,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 270,603,000 | 269,143,000 |
| Interest-bearing deposits | 253,216,000 | 250,900,000 |
| Noninterest-bearing deposits | 17,387,000 | 18,243,000 |
| Equity capital | 41,194,000 | 41,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,894,000 | 10,090,000 |
| Interest expense | 2,390,000 | 4,796,000 |
| Net interest income | 2,504,000 | 5,294,000 |
| Noninterest income | 93,000 | 222,000 |
| Noninterest expense | 1,742,000 | 3,421,000 |
| Provision for loan losses | 342,000 | 587,000 |
| Pretax income | 513,000 | 1,498,000 |
| Income tax | 152,000 | 426,000 |
| Net income | 361,000 | 1,072,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 41,243,000 | 42,098,000 |
| Total capital | 44,151,000 | 45,261,000 |
| Risk-weighted assets | 250,122,000 | 268,973,000 |