Call reports 2025
KAW VALLEY STATE BANK — 2025
What KAW VALLEY STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Total assets | 73,002,000 | 72,316,000 |
| Total loans | 28,291,000 | 29,717,000 |
| Allowance for loan losses | 350,000 | 363,000 |
| Securities available for sale | 37,002,000 | 36,409,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 70,674,000 | 69,633,000 |
| Interest-bearing deposits | 56,127,000 | 56,879,000 |
| Noninterest-bearing deposits | 14,547,000 | 12,754,000 |
| Equity capital | 2,063,000 | 2,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Interest income | 770,000 | 1,551,000 |
| Interest expense | 226,000 | 481,000 |
| Net interest income | 544,000 | 1,070,000 |
| Noninterest income | 83,000 | 164,000 |
| Noninterest expense | 467,000 | 939,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 158,000 | 293,000 |
| Income tax | 0 | 0 |
| Net income | 158,000 | 293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Tier 1 capital | 6,135,000 | 6,161,000 |
| Total capital | 6,502,000 | 6,541,000 |
| Risk-weighted assets | 36,029,000 | 36,820,000 |