Call reports 2024
KAW VALLEY STATE BANK — 2024
What KAW VALLEY STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 77,163,000 | 78,522,000 | 72,224,000 | 70,022,000 |
| Total loans | 26,884,000 | 28,184,000 | 28,130,000 | 28,348,000 |
| Allowance for loan losses | 359,000 | 362,000 | 369,000 | 346,000 |
| Securities available for sale | 38,529,000 | 38,219,000 | 39,399,000 | 37,694,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,103,000 | 68,644,000 | 65,140,000 | 66,339,000 |
| Interest-bearing deposits | 31,202,000 | 33,170,000 | 49,824,000 | 51,873,000 |
| Noninterest-bearing deposits | 35,901,000 | 35,474,000 | 15,316,000 | 14,466,000 |
| Equity capital | 1,783,000 | 1,563,000 | 3,026,000 | 1,864,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 780,000 | 1,573,000 | 2,410,000 | 3,170,000 |
| Interest expense | 277,000 | 494,000 | 838,000 | 1,058,000 |
| Net interest income | 503,000 | 1,079,000 | 1,572,000 | 2,112,000 |
| Noninterest income | 89,000 | 203,000 | 291,000 | 375,000 |
| Noninterest expense | 412,000 | 872,000 | 1,320,000 | 1,798,000 |
| Provision for loan losses | 3,000 | 6,000 | 12,000 | 17,000 |
| Pretax income | 171,000 | 398,000 | 547,000 | 664,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 171,000 | 398,000 | 547,000 | 664,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,976,000 | 6,049,000 | 6,095,000 | 6,092,000 |
| Total capital | 6,335,000 | 6,411,000 | 6,464,000 | 6,453,000 |
| Risk-weighted assets | 35,952,000 | 37,107,000 | 38,263,000 | 36,197,000 |