Call reports 2023
KAW VALLEY STATE BANK — 2023
What KAW VALLEY STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 68,904,000 | 72,696,000 | 73,372,000 | 76,696,000 |
| Total loans | 25,612,000 | 26,382,000 | 27,727,000 | 27,880,000 |
| Allowance for loan losses | 342,000 | 352,000 | 356,000 | 356,000 |
| Securities available for sale | 38,651,000 | 37,592,000 | 34,573,000 | 36,509,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,391,000 | 63,074,000 | 65,583,000 | 63,383,000 |
| Interest-bearing deposits | 48,379,000 | 47,983,000 | 49,102,000 | 15,817,000 |
| Noninterest-bearing deposits | 15,012,000 | 15,091,000 | 16,481,000 | 47,566,000 |
| Equity capital | 1,667,000 | 1,422,000 | -487,000 | 2,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 589,000 | 1,178,000 | 1,876,000 | 2,640,000 |
| Interest expense | 125,000 | 293,000 | 488,000 | 766,000 |
| Net interest income | 464,000 | 885,000 | 1,388,000 | 1,874,000 |
| Noninterest income | 48,000 | 141,000 | 245,000 | 335,000 |
| Noninterest expense | 392,000 | 835,000 | 1,236,000 | 1,699,000 |
| Provision for loan losses | 0 | 0 | 0 | 2,000 |
| Pretax income | 130,000 | 201,000 | 404,000 | 515,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 130,000 | 201,000 | 404,000 | 515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,837,000 | 5,792,000 | 5,910,000 | 5,930,000 |
| Total capital | 6,179,000 | 6,144,000 | 6,266,000 | 6,286,000 |
| Risk-weighted assets | 31,379,000 | 33,760,000 | 35,526,000 | 36,256,000 |