Call reports 2022
KAW VALLEY STATE BANK — 2022
What KAW VALLEY STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 69,905,000 | 74,535,000 | 71,701,000 | 71,844,000 |
| Total loans | 21,537,000 | 22,978,000 | 25,624,000 | 25,477,000 |
| Allowance for loan losses | 340,000 | 341,000 | 339,000 | 343,000 |
| Securities available for sale | 43,300,000 | 42,457,000 | 41,400,000 | 42,747,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,531,000 | 73,027,000 | 66,984,000 | 62,607,000 |
| Interest-bearing deposits | 13,611,000 | 56,264,000 | 49,403,000 | 47,772,000 |
| Noninterest-bearing deposits | 52,920,000 | 16,763,000 | 17,581,000 | 14,835,000 |
| Equity capital | 3,313,000 | 1,418,000 | -335,000 | 1,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 478,000 | 985,000 | 1,559,000 | 2,165,000 |
| Interest expense | 34,000 | 71,000 | 125,000 | 230,000 |
| Net interest income | 444,000 | 914,000 | 1,434,000 | 1,935,000 |
| Noninterest income | 42,000 | 90,000 | 141,000 | 188,000 |
| Noninterest expense | 395,000 | 790,000 | 1,144,000 | 1,544,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 91,000 | 207,000 | 416,000 | 539,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 91,000 | 207,000 | 416,000 | 539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,545,000 | 5,601,000 | 5,749,000 | 5,797,000 |
| Total capital | 5,885,000 | 5,942,000 | 6,088,000 | 6,140,000 |
| Risk-weighted assets | 29,066,000 | 31,199,000 | 34,410,000 | 34,358,000 |