Call reports 2021
KAW VALLEY STATE BANK — 2021
What KAW VALLEY STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 71,243,000 | 72,922,000 | 70,976,000 | 71,222,000 |
| Total loans | 23,827,000 | 22,556,000 | 21,115,000 | 21,227,000 |
| Allowance for loan losses | 347,000 | 349,000 | 349,000 | 339,000 |
| Securities available for sale | 34,282,000 | 36,692,000 | 40,629,000 | 43,827,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,934,000 | 66,588,000 | 64,765,000 | 65,160,000 |
| Interest-bearing deposits | 46,995,000 | 50,539,000 | 48,676,000 | 49,755,000 |
| Noninterest-bearing deposits | 17,939,000 | 16,049,000 | 16,089,000 | 15,405,000 |
| Equity capital | 6,208,000 | 6,221,000 | 6,096,000 | 5,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 497,000 | 983,000 | 1,470,000 | 1,936,000 |
| Interest expense | 37,000 | 75,000 | 113,000 | 150,000 |
| Net interest income | 460,000 | 908,000 | 1,357,000 | 1,786,000 |
| Noninterest income | 36,000 | 83,000 | 131,000 | 183,000 |
| Noninterest expense | 343,000 | 698,000 | 1,057,000 | 1,422,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 153,000 | 295,000 | 433,000 | 549,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 153,000 | 295,000 | 433,000 | 549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,507,000 | 5,475,000 | 5,521,000 | 5,568,000 |
| Total capital | 5,854,000 | 5,819,000 | 5,859,000 | 5,907,000 |
| Risk-weighted assets | 27,975,000 | 27,565,000 | 27,079,000 | 27,926,000 |