Call reports 2020
KAW VALLEY STATE BANK — 2020
What KAW VALLEY STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 53,353,000 | 58,735,000 | 57,084,000 | 66,214,000 |
| Total loans | 23,035,000 | 23,625,000 | 24,569,000 | 24,621,000 |
| Allowance for loan losses | 322,000 | 314,000 | 348,000 | 349,000 |
| Securities available for sale | 21,337,000 | 25,486,000 | 26,444,000 | 30,835,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,366,000 | 52,354,000 | 50,543,000 | 59,540,000 |
| Interest-bearing deposits | 36,168,000 | 39,466,000 | 37,204,000 | 43,791,000 |
| Noninterest-bearing deposits | 11,198,000 | 12,888,000 | 13,339,000 | 15,749,000 |
| Equity capital | 5,813,000 | 6,186,000 | 6,376,000 | 6,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 511,000 | 1,002,000 | 1,517,000 | 2,023,000 |
| Interest expense | 42,000 | 82,000 | 121,000 | 160,000 |
| Net interest income | 469,000 | 920,000 | 1,396,000 | 1,863,000 |
| Noninterest income | 43,000 | 81,000 | 140,000 | 181,000 |
| Noninterest expense | 366,000 | 718,000 | 1,069,000 | 1,401,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 10,000 |
| Pretax income | 185,000 | 322,000 | 496,000 | 672,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 185,000 | 322,000 | 496,000 | 672,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,141,000 | 5,217,000 | 5,304,000 | 5,415,000 |
| Total capital | 5,463,000 | 5,531,000 | 5,638,000 | 5,762,000 |
| Risk-weighted assets | 29,526,000 | 31,026,000 | 26,783,000 | 27,806,000 |