Call reports 2019
KAW VALLEY STATE BANK — 2019
What KAW VALLEY STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 50,350,000 | 52,850,000 | 50,855,000 | 51,303,000 |
| Total loans | 25,089,000 | 24,869,000 | 24,932,000 | 24,652,000 |
| Allowance for loan losses | 343,000 | 344,000 | 354,000 | 343,000 |
| Securities available for sale | 19,881,000 | 19,736,000 | 20,712,000 | 21,425,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,576,000 | 47,754,000 | 45,371,000 | 45,475,000 |
| Interest-bearing deposits | 34,183,000 | 36,860,000 | 34,168,000 | 33,780,000 |
| Noninterest-bearing deposits | 11,393,000 | 10,894,000 | 11,203,000 | 11,695,000 |
| Equity capital | 4,700,000 | 4,974,000 | 5,167,000 | 5,408,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 503,000 | 1,030,000 | 1,578,000 | 2,112,000 |
| Interest expense | 38,000 | 77,000 | 120,000 | 161,000 |
| Net interest income | 465,000 | 953,000 | 1,458,000 | 1,951,000 |
| Noninterest income | 46,000 | 88,000 | 147,000 | 194,000 |
| Noninterest expense | 367,000 | 742,000 | 1,093,000 | 1,468,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 20,000 |
| Pretax income | 140,000 | 302,000 | 505,000 | 654,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 140,000 | 302,000 | 505,000 | 654,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,702,000 | 4,752,000 | 4,881,000 | 4,985,000 |
| Total capital | 5,035,000 | 5,096,000 | 5,220,000 | 5,324,000 |
| Risk-weighted assets | 26,689,000 | 28,398,000 | 27,185,000 | 27,165,000 |