Call reports 2018
KAW VALLEY STATE BANK — 2018
What KAW VALLEY STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 50,049,000 | 50,686,000 | 48,648,000 | 49,037,000 |
| Total loans | 24,206,000 | 24,927,000 | 24,070,000 | 24,971,000 |
| Allowance for loan losses | 369,000 | 362,000 | 370,000 | 343,000 |
| Securities available for sale | 17,709,000 | 17,904,000 | 17,255,000 | 18,344,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,286,000 | 46,810,000 | 44,758,000 | 44,746,000 |
| Interest-bearing deposits | 35,390,000 | 36,360,000 | 33,989,000 | 34,152,000 |
| Noninterest-bearing deposits | 10,896,000 | 10,450,000 | 10,769,000 | 10,594,000 |
| Equity capital | 3,721,000 | 3,806,000 | 3,789,000 | 4,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 457,000 | 955,000 | 1,448,000 | 1,953,000 |
| Interest expense | 29,000 | 61,000 | 98,000 | 135,000 |
| Net interest income | 428,000 | 894,000 | 1,350,000 | 1,818,000 |
| Noninterest income | 46,000 | 115,000 | 186,000 | 385,000 |
| Noninterest expense | 356,000 | 733,000 | 1,109,000 | 1,482,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 118,000 | 276,000 | 421,000 | 700,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 118,000 | 276,000 | 421,000 | 700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,142,000 | 4,254,000 | 4,360,000 | 4,601,000 |
| Total capital | 4,491,000 | 4,596,000 | 4,679,000 | 4,928,000 |
| Risk-weighted assets | 27,906,000 | 27,342,000 | 25,516,000 | 26,151,000 |