Call reports 2017
KAW VALLEY STATE BANK — 2017
What KAW VALLEY STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 47,056,000 | 49,100,000 | 46,945,000 | 46,779,000 |
| Total loans | 23,039,000 | 23,693,000 | 24,915,000 | 25,631,000 |
| Allowance for loan losses | 390,000 | 376,000 | 376,000 | 369,000 |
| Securities available for sale | 18,078,000 | 18,257,000 | 16,702,000 | 16,328,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,208,000 | 45,000,000 | 42,730,000 | 42,744,000 |
| Interest-bearing deposits | 32,098,000 | 34,412,000 | 31,828,000 | 31,945,000 |
| Noninterest-bearing deposits | 11,110,000 | 10,588,000 | 10,902,000 | 10,799,000 |
| Equity capital | 3,804,000 | 4,029,000 | 4,105,000 | 3,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 418,000 | 850,000 | 1,321,000 | 1,780,000 |
| Interest expense | 22,000 | 44,000 | 69,000 | 95,000 |
| Net interest income | 396,000 | 806,000 | 1,252,000 | 1,685,000 |
| Noninterest income | 47,000 | 98,000 | 188,000 | 237,000 |
| Noninterest expense | 368,000 | 723,000 | 1,084,000 | 1,457,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 75,000 | 180,000 | 358,000 | 390,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 75,000 | 180,000 | 358,000 | 390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,026,000 | 4,062,000 | 4,171,000 | 4,093,000 |
| Total capital | 4,353,000 | 4,404,000 | 4,516,000 | 4,439,000 |
| Risk-weighted assets | 26,135,000 | 27,385,000 | 27,612,000 | 27,722,000 |