Call reports 2016
KAW VALLEY STATE BANK — 2016
What KAW VALLEY STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 44,224,000 | 46,620,000 | 46,683,000 | 44,880,000 |
| Total loans | 23,383,000 | 21,797,000 | 21,930,000 | 22,364,000 |
| Allowance for loan losses | 433,000 | 434,000 | 390,000 | 391,000 |
| Securities available for sale | 15,091,000 | 17,656,000 | 17,796,000 | 18,175,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,859,000 | 42,151,000 | 42,260,000 | 41,095,000 |
| Interest-bearing deposits | 30,824,000 | 33,161,000 | 31,190,000 | 30,600,000 |
| Noninterest-bearing deposits | 9,035,000 | 8,990,000 | 11,070,000 | 10,495,000 |
| Equity capital | 4,273,000 | 4,381,000 | 4,320,000 | 3,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 442,000 | 856,000 | 1,281,000 | 1,701,000 |
| Interest expense | 21,000 | 44,000 | 67,000 | 89,000 |
| Net interest income | 421,000 | 812,000 | 1,214,000 | 1,612,000 |
| Noninterest income | 55,000 | 119,000 | 186,000 | 243,000 |
| Noninterest expense | 400,000 | 777,000 | 1,158,000 | 1,602,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 119,000 | 227,000 | 315,000 | 326,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 119,000 | 227,000 | 315,000 | 326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,050,000 | 4,010,000 | 4,039,000 | 4,000,000 |
| Total capital | 4,366,000 | 4,327,000 | 4,356,000 | 4,302,000 |
| Risk-weighted assets | 25,174,000 | 25,251,000 | 25,351,000 | 24,087,000 |