Call reports 2015
KAW VALLEY STATE BANK — 2015
What KAW VALLEY STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 43,987,000 | 48,132,000 | 43,088,000 | 43,081,000 |
| Total loans | 24,966,000 | 24,791,000 | 23,829,000 | 24,555,000 |
| Allowance for loan losses | 428,000 | 430,000 | 428,000 | 431,000 |
| Securities available for sale | 4,536,000 | 4,374,000 | 13,350,000 | 14,224,000 |
| Securities held to maturity | 8,940,000 | 8,958,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,035,000 | 44,214,000 | 38,817,000 | 38,748,000 |
| Interest-bearing deposits | 8,682,000 | 33,631,000 | 30,294,000 | 30,250,000 |
| Noninterest-bearing deposits | 31,353,000 | 10,583,000 | 8,523,000 | 8,498,000 |
| Equity capital | 3,855,000 | 3,817,000 | 4,166,000 | 4,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 483,000 | 957,000 | 1,425,000 | 1,884,000 |
| Interest expense | 23,000 | 47,000 | 69,000 | 92,000 |
| Net interest income | 460,000 | 910,000 | 1,356,000 | 1,792,000 |
| Noninterest income | 83,000 | 174,000 | 252,000 | 321,000 |
| Noninterest expense | 362,000 | 774,000 | 1,130,000 | 1,528,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 182,000 | 310,000 | 544,000 | 651,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 182,000 | 310,000 | 544,000 | 651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,708,000 | 3,742,000 | 3,979,000 | 4,083,000 |
| Total capital | 4,097,000 | 4,119,000 | 4,317,000 | 4,411,000 |
| Risk-weighted assets | 31,102,000 | 30,080,000 | 26,949,000 | 26,172,000 |