Call reports 2014
KAW VALLEY STATE BANK — 2014
What KAW VALLEY STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 41,670,000 | 43,999,000 | 42,893,000 | 42,235,000 |
| Total loans | 21,529,000 | 23,679,000 | 24,283,000 | 24,088,000 |
| Allowance for loan losses | 412,000 | 412,000 | 401,000 | 423,000 |
| Securities available for sale | 5,998,000 | 6,426,000 | 5,340,000 | 5,342,000 |
| Securities held to maturity | 8,329,000 | 8,410,000 | 8,452,000 | 8,698,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,066,000 | 40,316,000 | 39,120,000 | 37,626,000 |
| Interest-bearing deposits | 29,991,000 | 32,167,000 | 29,833,000 | 28,914,000 |
| Noninterest-bearing deposits | 8,075,000 | 8,149,000 | 9,287,000 | 8,713,000 |
| Equity capital | 3,496,000 | 3,555,000 | 3,605,000 | 3,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 434,000 | 891,000 | 1,366,000 | 1,831,000 |
| Interest expense | 25,000 | 50,000 | 76,000 | 101,000 |
| Net interest income | 409,000 | 841,000 | 1,290,000 | 1,730,000 |
| Noninterest income | 75,000 | 164,000 | 254,000 | 323,000 |
| Noninterest expense | 371,000 | 770,000 | 1,166,000 | 1,549,000 |
| Provision for loan losses | 0 | 0 | 0 | 4,000 |
| Pretax income | 119,000 | 241,000 | 384,000 | 506,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 119,000 | 241,000 | 384,000 | 506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,550,000 | 3,498,000 | 3,563,000 | 3,624,000 |
| Total capital | 3,926,000 | 3,903,000 | 3,964,000 | 3,990,000 |
| Risk-weighted assets | 30,071,000 | 32,376,000 | 32,663,000 | 29,233,000 |