Call reports 2013
KAW VALLEY STATE BANK — 2013
What KAW VALLEY STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 40,137,000 | 40,459,000 | 39,882,000 | 39,601,000 |
| Total loans | 20,720,000 | 21,131,000 | 20,777,000 | 20,691,000 |
| Allowance for loan losses | 361,000 | 392,000 | 402,000 | 401,000 |
| Securities available for sale | 5,547,000 | 5,005,000 | 5,049,000 | 4,854,000 |
| Securities held to maturity | 7,217,000 | 7,816,000 | 8,331,000 | 8,295,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,468,000 | 36,926,000 | 36,319,000 | 36,126,000 |
| Interest-bearing deposits | 29,686,000 | 29,902,000 | 28,861,000 | 28,419,000 |
| Noninterest-bearing deposits | 6,782,000 | 7,024,000 | 7,458,000 | 7,707,000 |
| Equity capital | 3,590,000 | 3,437,000 | 3,442,000 | 3,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 399,000 | 803,000 | 1,216,000 | 1,626,000 |
| Interest expense | 27,000 | 55,000 | 84,000 | 111,000 |
| Net interest income | 372,000 | 748,000 | 1,132,000 | 1,515,000 |
| Noninterest income | 81,000 | 177,000 | 270,000 | 354,000 |
| Noninterest expense | 363,000 | 754,000 | 1,138,000 | 1,541,000 |
| Provision for loan losses | 85,000 | 115,000 | 115,000 | 115,000 |
| Pretax income | 11,000 | 74,000 | 167,000 | 231,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 11,000 | 74,000 | 167,000 | 231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,487,000 | 3,486,000 | 3,505,000 | 3,509,000 |
| Total capital | 3,840,000 | 3,848,000 | 3,871,000 | 3,868,000 |
| Risk-weighted assets | 28,255,000 | 28,958,000 | 29,254,000 | 28,661,000 |