Call reports 2012
KAW VALLEY STATE BANK — 2012
What KAW VALLEY STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 39,836,000 | 40,297,000 | 39,080,000 | 39,250,000 |
| Total loans | 21,047,000 | 21,752,000 | 21,110,000 | 21,285,000 |
| Allowance for loan losses | 283,000 | 289,000 | 296,000 | 278,000 |
| Securities available for sale | 7,410,000 | 6,487,000 | 5,251,000 | 6,253,000 |
| Securities held to maturity | 5,903,000 | 6,066,000 | 7,073,000 | 7,022,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,164,000 | 36,611,000 | 35,319,000 | 35,462,000 |
| Interest-bearing deposits | 29,425,000 | 30,299,000 | 29,200,000 | 28,563,000 |
| Noninterest-bearing deposits | 6,739,000 | 6,312,000 | 6,119,000 | 6,899,000 |
| Equity capital | 3,574,000 | 3,590,000 | 3,648,000 | 3,688,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 447,000 | 895,000 | 1,341,000 | 1,767,000 |
| Interest expense | 37,000 | 73,000 | 111,000 | 145,000 |
| Net interest income | 410,000 | 822,000 | 1,230,000 | 1,622,000 |
| Noninterest income | 90,000 | 186,000 | 284,000 | 379,000 |
| Noninterest expense | 358,000 | 748,000 | 1,122,000 | 1,520,000 |
| Provision for loan losses | 1,000 | 1,000 | 2,000 | 13,000 |
| Pretax income | 172,000 | 303,000 | 434,000 | 512,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 172,000 | 303,000 | 434,000 | 512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,497,000 | 3,461,000 | 3,506,000 | 3,561,000 |
| Total capital | 3,780,000 | 3,750,000 | 3,802,000 | 3,839,000 |
| Risk-weighted assets | 27,156,000 | 27,634,000 | 27,667,000 | 28,634,000 |