Call reports 2011
KAW VALLEY STATE BANK — 2011
What KAW VALLEY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 38,922,000 | 39,633,000 | 38,563,000 | 37,471,000 |
| Total loans | 18,798,000 | 19,890,000 | 20,374,000 | 20,910,000 |
| Allowance for loan losses | 261,000 | 271,000 | 285,000 | 276,000 |
| Securities available for sale | 11,901,000 | 10,358,000 | 8,492,000 | 7,778,000 |
| Securities held to maturity | 3,062,000 | 3,461,000 | 4,458,000 | 4,648,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,523,000 | 35,958,000 | 34,805,000 | 33,805,000 |
| Interest-bearing deposits | 29,199,000 | 29,924,000 | 28,669,000 | 27,834,000 |
| Noninterest-bearing deposits | 6,324,000 | 6,034,000 | 6,136,000 | 5,971,000 |
| Equity capital | 3,303,000 | 3,580,000 | 3,660,000 | 3,571,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 419,000 | 874,000 | 1,333,000 | 1,785,000 |
| Interest expense | 50,000 | 96,000 | 139,000 | 180,000 |
| Net interest income | 369,000 | 778,000 | 1,194,000 | 1,605,000 |
| Noninterest income | 96,000 | 187,000 | 275,000 | 355,000 |
| Noninterest expense | 353,000 | 723,000 | 1,097,000 | 1,464,000 |
| Provision for loan losses | 25,000 | 30,000 | 30,000 | 32,000 |
| Pretax income | 87,000 | 212,000 | 343,000 | 465,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 87,000 | 212,000 | 343,000 | 465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,327,000 | 3,422,000 | 3,492,000 | 3,423,000 |
| Total capital | 3,588,000 | 3,693,000 | 3,777,000 | 3,699,000 |
| Risk-weighted assets | 22,912,000 | 24,633,000 | 25,707,000 | 25,798,000 |