Call reports 2010
KAW VALLEY STATE BANK — 2010
What KAW VALLEY STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 37,445,000 | 36,962,000 | 36,327,000 | 38,072,000 |
| Total loans | 16,333,000 | 17,333,000 | 17,717,000 | 18,276,000 |
| Allowance for loan losses | 271,000 | 284,000 | 261,000 | 250,000 |
| Securities available for sale | 13,498,000 | 13,845,000 | 11,850,000 | 11,381,000 |
| Securities held to maturity | 365,000 | 365,000 | 966,000 | 2,696,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,062,000 | 33,485,000 | 32,778,000 | 34,663,000 |
| Interest-bearing deposits | 28,371,000 | 27,953,000 | 26,999,000 | 28,766,000 |
| Noninterest-bearing deposits | 5,691,000 | 5,532,000 | 5,779,000 | 5,897,000 |
| Equity capital | 3,271,000 | 3,375,000 | 3,442,000 | 3,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 426,000 | 854,000 | 1,280,000 | 1,699,000 |
| Interest expense | 65,000 | 123,000 | 182,000 | 235,000 |
| Net interest income | 361,000 | 731,000 | 1,098,000 | 1,464,000 |
| Noninterest income | 93,000 | 191,000 | 298,000 | 386,000 |
| Noninterest expense | 358,000 | 694,000 | 1,050,000 | 1,404,000 |
| Provision for loan losses | 40,000 | 65,000 | 75,000 | 145,000 |
| Pretax income | 57,000 | 164,000 | 273,000 | 304,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 57,000 | 164,000 | 273,000 | 304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,083,000 | 3,190,000 | 3,272,000 | 3,277,000 |
| Total capital | 3,333,000 | 3,436,000 | 3,519,000 | 3,527,000 |
| Risk-weighted assets | 20,013,000 | 19,677,000 | 19,741,000 | 22,333,000 |