Call reports 2021
VIST BANK — 2021
What VIST BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,024,869,000 | 2,038,488,000 | 1,991,613,000 | 1,945,388,000 |
| Total loans | 1,340,882,000 | 1,317,764,000 | 1,279,308,000 | 1,265,933,000 |
| Allowance for loan losses | 12,036,000 | 11,597,000 | 11,603,000 | 10,968,000 |
| Securities available for sale | 466,395,000 | 507,987,000 | 477,463,000 | 456,168,000 |
| Securities held to maturity | 0 | 74,231,000 | 110,027,000 | 110,022,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,688,167,000 | 1,657,586,000 | 1,762,639,000 | 1,717,486,000 |
| Interest-bearing deposits | 1,193,104,000 | 1,158,485,000 | 1,262,454,000 | 1,214,287,000 |
| Noninterest-bearing deposits | 495,063,000 | 499,101,000 | 500,185,000 | 503,199,000 |
| Equity capital | 204,284,000 | 206,990,000 | 206,052,000 | 199,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 15,690,000 | 30,972,000 | 46,714,000 | 62,031,000 |
| Interest expense | 1,672,000 | 3,256,000 | 4,670,000 | 5,603,000 |
| Net interest income | 14,018,000 | 27,716,000 | 42,044,000 | 56,428,000 |
| Noninterest income | 1,128,000 | 2,555,000 | 3,714,000 | 4,942,000 |
| Noninterest expense | 9,584,000 | 19,508,000 | 31,819,000 | 42,753,000 |
| Provision for loan losses | -659,000 | -1,441,000 | -1,507,000 | 4,736,000 |
| Pretax income | 6,309,000 | 12,169,000 | 15,306,000 | 13,812,000 |
| Income tax | 1,163,000 | 2,226,000 | 2,765,000 | 2,266,000 |
| Net income | 5,146,000 | 9,943,000 | 12,541,000 | 11,546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 167,006,000 | 167,332,000 | 168,196,000 | 163,145,000 |
| Total capital | 178,688,000 | 178,670,000 | 179,475,000 | 173,890,000 |
| Risk-weighted assets | 1,281,354,000 | 1,300,756,000 | 1,284,964,000 | 1,280,960,000 |