Call reports 2020
VIST BANK — 2020
What VIST BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,704,594,000 | 1,907,645,000 | 1,982,734,000 | 1,965,902,000 |
| Total loans | 1,327,316,000 | 1,428,785,000 | 1,407,703,000 | 1,350,422,000 |
| Allowance for loan losses | 13,218,000 | 12,663,000 | 12,996,000 | 12,650,000 |
| Securities available for sale | 255,147,000 | 268,107,000 | 399,417,000 | 391,973,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,298,889,000 | 1,541,103,000 | 1,644,196,000 | 1,624,148,000 |
| Interest-bearing deposits | 983,470,000 | 1,107,287,000 | 1,206,880,000 | 1,161,312,000 |
| Noninterest-bearing deposits | 315,419,000 | 433,816,000 | 437,316,000 | 462,836,000 |
| Equity capital | 197,704,000 | 202,226,000 | 204,325,000 | 207,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 16,780,000 | 33,337,000 | 49,645,000 | 66,398,000 |
| Interest expense | 3,480,000 | 5,684,000 | 7,673,000 | 9,538,000 |
| Net interest income | 13,300,000 | 27,653,000 | 41,972,000 | 56,860,000 |
| Noninterest income | 1,236,000 | 2,718,000 | 4,031,000 | 5,398,000 |
| Noninterest expense | 9,818,000 | 19,922,000 | 29,961,000 | 39,998,000 |
| Provision for loan losses | 4,043,000 | 3,412,000 | 3,673,000 | 3,304,000 |
| Pretax income | 715,000 | 7,081,000 | 12,411,000 | 18,995,000 |
| Income tax | 2,000 | 1,101,000 | 2,037,000 | 3,240,000 |
| Net income | 713,000 | 5,980,000 | 10,374,000 | 15,755,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 153,009,000 | 157,122,000 | 160,269,000 | 163,895,000 |
| Total capital | 165,220,000 | 169,249,000 | 172,596,000 | 175,931,000 |
| Risk-weighted assets | 1,315,557,000 | 1,291,216,000 | 1,299,065,000 | 1,281,896,000 |
Machine access — free, no API key
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