Call reports 2018
VIST BANK — 2018
What VIST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,695,238,000 | 1,708,306,000 | 1,693,988,000 | 1,712,949,000 |
| Total loans | 1,335,340,000 | 1,354,457,000 | 1,342,786,000 | 1,358,030,000 |
| Allowance for loan losses | 9,514,000 | 9,889,000 | 9,860,000 | 11,890,000 |
| Securities available for sale | 226,769,000 | 220,262,000 | 219,578,000 | 226,402,000 |
| Securities held to maturity | 9,965,000 | 9,967,000 | 9,968,000 | 9,970,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,110,797,000 | 1,129,252,000 | 1,212,572,000 | 1,192,926,000 |
| Interest-bearing deposits | 816,662,000 | 824,413,000 | 913,656,000 | 894,995,000 |
| Noninterest-bearing deposits | 294,135,000 | 304,839,000 | 298,916,000 | 297,931,000 |
| Equity capital | 179,659,000 | 181,552,000 | 182,810,000 | 185,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 15,908,000 | 32,570,000 | 49,327,000 | 66,487,000 |
| Interest expense | 2,394,000 | 5,761,000 | 9,323,000 | 13,532,000 |
| Net interest income | 13,514,000 | 26,809,000 | 40,004,000 | 52,955,000 |
| Noninterest income | 1,132,000 | 2,488,000 | 3,895,000 | 5,035,000 |
| Noninterest expense | 9,339,000 | 18,945,000 | 28,941,000 | 39,686,000 |
| Provision for loan losses | 349,000 | 779,000 | 950,000 | 3,023,000 |
| Pretax income | 4,958,000 | 9,553,000 | 13,974,000 | 15,254,000 |
| Income tax | 886,000 | 1,672,000 | 2,425,000 | 2,545,000 |
| Net income | 4,072,000 | 7,881,000 | 11,549,000 | 12,709,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 141,044,000 | 143,578,000 | 146,089,000 | 146,131,000 |
| Total capital | 150,652,000 | 153,561,000 | 156,044,000 | 158,557,000 |
| Risk-weighted assets | 1,314,040,000 | 1,323,948,000 | 1,321,091,000 | 1,352,836,000 |
Machine access — free, no API key
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