Call reports 2017
VIST BANK — 2017
What VIST BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,589,929,000 | 1,636,789,000 | 1,633,418,000 | 1,689,753,000 |
| Total loans | 1,220,773,000 | 1,253,581,000 | 1,271,835,000 | 1,312,059,000 |
| Allowance for loan losses | 7,947,000 | 8,443,000 | 8,754,000 | 9,190,000 |
| Securities available for sale | 235,890,000 | 238,925,000 | 227,395,000 | 226,760,000 |
| Securities held to maturity | 9,959,000 | 9,961,000 | 9,962,000 | 9,964,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,092,153,000 | 1,111,080,000 | 1,131,557,000 | 1,118,058,000 |
| Interest-bearing deposits | 856,345,000 | 852,097,000 | 865,032,000 | 826,780,000 |
| Noninterest-bearing deposits | 235,808,000 | 258,983,000 | 266,525,000 | 291,277,000 |
| Equity capital | 177,006,000 | 179,989,000 | 182,589,000 | 179,656,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 14,354,000 | 29,695,000 | 45,009,000 | 60,938,000 |
| Interest expense | 1,895,000 | 3,939,000 | 6,210,000 | 8,751,000 |
| Net interest income | 12,459,000 | 25,756,000 | 38,799,000 | 52,187,000 |
| Noninterest income | 1,217,000 | 2,601,000 | 3,778,000 | 5,265,000 |
| Noninterest expense | 8,992,000 | 18,497,000 | 28,057,000 | 38,157,000 |
| Provision for loan losses | 506,000 | 1,231,000 | 1,092,000 | 1,868,000 |
| Pretax income | 4,178,000 | 8,629,000 | 13,227,000 | 17,226,000 |
| Income tax | 1,181,000 | 2,424,000 | 3,742,000 | 8,613,000 |
| Net income | 2,997,000 | 6,205,000 | 9,485,000 | 8,613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 134,664,000 | 137,156,000 | 139,723,000 | 138,901,000 |
| Total capital | 142,745,000 | 145,733,000 | 148,612,000 | 148,186,000 |
| Risk-weighted assets | 1,205,959,000 | 1,233,460,000 | 1,263,466,000 | 1,300,175,000 |