Call reports 2014
VIST BANK — 2014
What VIST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,272,258,000 | 1,290,074,000 | 1,301,191,000 | 1,333,494,000 |
| Total loans | 890,060,000 | 917,167,000 | 930,507,000 | 971,864,000 |
| Allowance for loan losses | 3,763,000 | 3,750,000 | 4,081,000 | 5,032,000 |
| Securities available for sale | 230,699,000 | 224,407,000 | 231,485,000 | 239,249,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 968,549,000 | 941,855,000 | 1,034,715,000 | 988,789,000 |
| Interest-bearing deposits | 807,622,000 | 769,842,000 | 857,190,000 | 803,920,000 |
| Noninterest-bearing deposits | 160,927,000 | 172,013,000 | 177,525,000 | 184,869,000 |
| Equity capital | 153,910,000 | 156,880,000 | 157,877,000 | 160,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 12,347,000 | 24,418,000 | 37,748,000 | 50,840,000 |
| Interest expense | 1,014,000 | 2,055,000 | 3,156,000 | 4,193,000 |
| Net interest income | 11,333,000 | 22,363,000 | 34,592,000 | 46,647,000 |
| Noninterest income | 990,000 | 2,156,000 | 3,327,000 | 4,949,000 |
| Noninterest expense | 8,789,000 | 17,702,000 | 26,960,000 | 35,720,000 |
| Provision for loan losses | 591,000 | 1,318,000 | 2,027,000 | 3,250,000 |
| Pretax income | 2,946,000 | 5,530,000 | 8,984,000 | 12,689,000 |
| Income tax | 819,000 | 1,544,000 | 2,535,000 | 3,601,000 |
| Net income | 2,127,000 | 3,986,000 | 6,449,000 | 9,088,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,174,000 | 111,588,000 | 113,360,000 | 115,276,000 |
| Total capital | 114,085,000 | 115,479,000 | 117,598,000 | 120,465,000 |
| Risk-weighted assets | 883,360,000 | 899,006,000 | 916,582,000 | 945,922,000 |
Machine access — free, no API key
Every figure shown here about VIST BANK — 2014 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.