Call reports 2013
VIST BANK — 2013
What VIST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,321,264,000 | 1,314,047,000 | 1,299,711,000 | 1,280,751,000 |
| Total loans | 858,281,000 | 869,196,000 | 863,151,000 | 880,384,000 |
| Allowance for loan losses | 764,000 | 1,692,000 | 2,126,000 | 3,336,000 |
| Securities available for sale | 308,236,000 | 291,329,000 | 276,744,000 | 247,695,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,082,299,000 | 1,034,063,000 | 1,023,411,000 | 991,548,000 |
| Interest-bearing deposits | 1,037,307,000 | 979,830,000 | 960,346,000 | 837,705,000 |
| Noninterest-bearing deposits | 44,992,000 | 54,233,000 | 63,065,000 | 153,843,000 |
| Equity capital | 149,581,000 | 144,857,000 | 147,737,000 | 149,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 12,349,000 | 25,639,000 | 39,247,000 | 53,269,000 |
| Interest expense | 1,346,000 | 2,634,000 | 3,879,000 | 5,108,000 |
| Net interest income | 11,003,000 | 23,005,000 | 35,368,000 | 48,161,000 |
| Noninterest income | 1,051,000 | 1,936,000 | 3,124,000 | 5,939,000 |
| Noninterest expense | 8,569,000 | 17,647,000 | 26,092,000 | 35,956,000 |
| Provision for loan losses | 559,000 | 4,445,000 | 5,370,000 | 6,929,000 |
| Pretax income | 2,935,000 | 2,901,000 | 7,082,000 | 11,209,000 |
| Income tax | 818,000 | 697,000 | 1,752,000 | 2,272,000 |
| Net income | 2,117,000 | 2,204,000 | 5,330,000 | 8,937,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,797,000 | 100,347,000 | 103,780,000 | 107,691,000 |
| Total capital | 100,693,000 | 102,171,000 | 106,068,000 | 111,175,000 |
| Risk-weighted assets | 843,380,000 | 854,594,000 | 860,617,000 | 873,487,000 |
Machine access — free, no API key
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