Call reports 2009
VIST BANK — 2009
What VIST BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,240,673,000 | 1,237,821,000 | 1,256,172,000 | 1,288,564,000 |
| Total loans | 890,732,000 | 894,424,000 | 906,217,000 | 914,225,000 |
| Allowance for loan losses | 8,165,000 | 12,029,000 | 11,995,000 | 11,449,000 |
| Securities available for sale | 236,766,000 | 227,398,000 | 246,982,000 | 266,312,000 |
| Securities held to maturity | 3,054,000 | 3,048,000 | 3,041,000 | 3,035,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 946,774,000 | 963,556,000 | 982,354,000 | 1,034,477,000 |
| Interest-bearing deposits | 875,343,000 | 890,110,000 | 917,505,000 | 967,425,000 |
| Noninterest-bearing deposits | 71,431,000 | 73,447,000 | 64,849,000 | 67,052,000 |
| Equity capital | 111,480,000 | 109,202,000 | 113,060,000 | 114,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 15,522,000 | 30,827,000 | 46,648,000 | 62,716,000 |
| Interest expense | 6,741,000 | 13,427,000 | 19,856,000 | 26,106,000 |
| Net interest income | 8,781,000 | 17,400,000 | 26,792,000 | 36,610,000 |
| Noninterest income | 1,508,000 | 3,155,000 | 4,642,000 | 5,015,000 |
| Noninterest expense | 8,006,000 | 16,533,000 | 24,496,000 | 32,464,000 |
| Provision for loan losses | 825,000 | 5,125,000 | 6,525,000 | 8,572,000 |
| Pretax income | 1,617,000 | -1,099,000 | -1,514,000 | -1,337,000 |
| Income tax | 137,000 | -1,220,000 | -1,808,000 | -2,203,000 |
| Net income | 1,480,000 | 121,000 | 294,000 | 866,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,121,000 | 88,916,000 | 89,118,000 | 89,770,000 |
| Total capital | 98,286,000 | 100,945,000 | 101,113,000 | 101,219,000 |
| Risk-weighted assets | 897,683,000 | 970,016,000 | 964,469,000 | 975,997,000 |
Machine access — free, no API key
Every figure shown here about VIST BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.