Call reports 2008
VIST BANK — 2008
What VIST BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,121,439,000 | 1,167,394,000 | 1,159,357,000 | 1,206,644,000 |
| Total loans | 831,742,000 | 868,486,000 | 872,154,000 | 889,589,000 |
| Allowance for loan losses | 7,181,000 | 7,862,000 | 8,009,000 | 8,124,000 |
| Securities available for sale | 186,890,000 | 199,383,000 | 195,043,000 | 224,586,000 |
| Securities held to maturity | 3,072,000 | 3,068,000 | 3,064,000 | 3,060,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 761,772,000 | 782,329,000 | 785,670,000 | 867,343,000 |
| Interest-bearing deposits | 694,748,000 | 718,838,000 | 717,060,000 | 780,326,000 |
| Noninterest-bearing deposits | 67,023,000 | 63,491,000 | 68,611,000 | 87,018,000 |
| Equity capital | 108,296,000 | 104,161,000 | 98,145,000 | 109,775,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 16,752,000 | 33,069,000 | 49,794,000 | 65,868,000 |
| Interest expense | 7,788,000 | 14,737,000 | 22,083,000 | 29,227,000 |
| Net interest income | 8,964,000 | 18,332,000 | 27,711,000 | 36,641,000 |
| Noninterest income | 1,486,000 | 3,145,000 | 4,699,000 | 6,150,000 |
| Noninterest expense | 8,156,000 | 16,024,000 | 23,612,000 | 31,878,000 |
| Provision for loan losses | 410,000 | 2,060,000 | 2,585,000 | 4,835,000 |
| Pretax income | 2,023,000 | 3,591,000 | -340,000 | -916,000 |
| Income tax | 265,000 | 369,000 | 930,000 | -2,047,000 |
| Net income | 1,758,000 | 3,222,000 | -1,270,000 | 1,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,587,000 | 80,064,000 | 79,196,000 | 88,749,000 |
| Total capital | 86,768,000 | 87,926,000 | 87,205,000 | 96,873,000 |
| Risk-weighted assets | 822,968,000 | 867,410,000 | 836,237,000 | 872,202,000 |
Machine access — free, no API key
Every figure shown here about VIST BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.