Call reports 2006
VIST BANK — 2006
What VIST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 944,602,000 | 967,189,000 | 999,493,000 | 1,017,093,000 |
| Total loans | 686,040,000 | 710,348,000 | 747,062,000 | 770,365,000 |
| Allowance for loan losses | 7,140,000 | 7,073,000 | 7,289,000 | 7,611,000 |
| Securities available for sale | 166,157,000 | 168,232,000 | 164,744,000 | 155,299,000 |
| Securities held to maturity | 4,165,000 | 4,160,000 | 4,148,000 | 3,117,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 685,353,000 | 693,817,000 | 690,774,000 | 705,389,000 |
| Interest-bearing deposits | 612,388,000 | 625,774,000 | 630,583,000 | 642,105,000 |
| Noninterest-bearing deposits | 72,965,000 | 68,043,000 | 60,191,000 | 63,284,000 |
| Equity capital | 92,131,000 | 91,656,000 | 95,471,000 | 98,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 14,229,000 | 29,183,000 | 44,921,000 | 61,367,000 |
| Interest expense | 5,995,000 | 12,555,000 | 19,916,000 | 27,837,000 |
| Net interest income | 8,234,000 | 16,628,000 | 25,005,000 | 33,530,000 |
| Noninterest income | 2,278,000 | 4,412,000 | 6,600,000 | 8,692,000 |
| Noninterest expense | 7,688,000 | 15,432,000 | 22,799,000 | 30,339,000 |
| Provision for loan losses | 200,000 | 425,000 | 725,000 | 1,084,000 |
| Pretax income | 2,624,000 | 5,183,000 | 8,081,000 | 10,992,000 |
| Income tax | 567,000 | 1,122,000 | 1,776,000 | 2,430,000 |
| Net income | 2,057,000 | 4,061,000 | 6,305,000 | 8,562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,090,000 | 67,126,000 | 69,643,000 | 72,100,000 |
| Total capital | 73,445,000 | 74,427,000 | 77,172,000 | 79,711,000 |
| Risk-weighted assets | 728,292,000 | 737,338,000 | 759,933,000 | 787,173,000 |
Machine access — free, no API key
Every figure shown here about VIST BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.