Call reports 2025
LIBERTY SAVINGS ASSOCIATION, FSA, THE — 2025
What LIBERTY SAVINGS ASSOCIATION, FSA, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 28,483,000 | 28,456,000 | 28,197,000 | 27,870,000 |
| Total loans | 10,200,000 | 10,456,000 | 10,437,000 | 10,168,000 |
| Allowance for loan losses | 80,000 | 80,000 | 80,000 | 69,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 14,005,000 | 13,758,000 | 13,534,000 | 13,214,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,618,000 | 21,542,000 | 21,280,000 | 21,007,000 |
| Interest-bearing deposits | 21,618,000 | 21,542,000 | 21,280,000 | 21,007,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 6,817,000 | 6,845,000 | 6,854,000 | 6,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 287,000 | 574,000 | 862,000 | 1,150,000 |
| Interest expense | 64,000 | 131,000 | 200,000 | 268,000 |
| Net interest income | 223,000 | 443,000 | 662,000 | 882,000 |
| Noninterest income | 10,000 | 14,000 | 17,000 | 60,000 |
| Noninterest expense | 195,000 | 388,000 | 597,000 | 915,000 |
| Provision for loan losses | 0 | 0 | 0 | -11,000 |
| Pretax income | 38,000 | 69,000 | 82,000 | 38,000 |
| Income tax | 3,000 | 6,000 | 10,000 | 1,000 |
| Net income | 35,000 | 63,000 | 72,000 | 37,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,817,000 | 6,845,000 | 6,854,000 | 6,819,000 |