Call reports 2024
LIBERTY SAVINGS ASSOCIATION, FSA, THE — 2024
What LIBERTY SAVINGS ASSOCIATION, FSA, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 29,653,000 | 29,139,000 | 28,896,000 | 28,234,000 |
| Total loans | 10,624,000 | 10,491,000 | 10,488,000 | 10,402,000 |
| Allowance for loan losses | 96,000 | 96,000 | 80,000 | 80,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 15,329,000 | 15,068,000 | 14,845,000 | 14,603,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,880,000 | 22,299,000 | 22,019,000 | 21,399,000 |
| Interest-bearing deposits | 22,880,000 | 22,299,000 | 22,019,000 | 21,399,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 6,731,000 | 6,773,000 | 6,807,000 | 6,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 270,000 | 551,000 | 830,000 | 1,102,000 |
| Interest expense | 54,000 | 111,000 | 175,000 | 240,000 |
| Net interest income | 216,000 | 440,000 | 655,000 | 862,000 |
| Noninterest income | 9,000 | 14,000 | 19,000 | 24,000 |
| Noninterest expense | 180,000 | 361,000 | 551,000 | 797,000 |
| Provision for loan losses | 0 | 0 | -16,000 | -16,000 |
| Pretax income | 45,000 | 93,000 | 139,000 | 105,000 |
| Income tax | 3,000 | 9,000 | 21,000 | 12,000 |
| Net income | 42,000 | 84,000 | 118,000 | 93,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,731,000 | 6,773,000 | 6,807,000 | 6,782,000 |