Call reports 2023
LIBERTY SAVINGS ASSOCIATION, FSA, THE — 2023
What LIBERTY SAVINGS ASSOCIATION, FSA, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 31,338,000 | 30,788,000 | 31,545,000 | 30,496,000 |
| Total loans | 9,974,000 | 10,023,000 | 10,415,000 | 10,702,000 |
| Allowance for loan losses | 96,000 | 96,000 | 96,000 | 96,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 17,670,000 | 17,411,000 | 16,424,000 | 16,158,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,778,000 | 24,187,000 | 24,794,000 | 23,750,000 |
| Interest-bearing deposits | 24,778,000 | 24,187,000 | 24,794,000 | 23,750,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 6,525,000 | 6,551,000 | 6,690,000 | 6,688,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 245,000 | 502,000 | 759,000 | 1,035,000 |
| Interest expense | 32,000 | 72,000 | 123,000 | 179,000 |
| Net interest income | 213,000 | 430,000 | 636,000 | 856,000 |
| Noninterest income | 11,000 | 16,000 | 139,000 | 144,000 |
| Noninterest expense | 183,000 | 375,000 | 562,000 | 793,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 41,000 | 71,000 | 213,000 | 207,000 |
| Income tax | 6,000 | 10,000 | 13,000 | 9,000 |
| Net income | 35,000 | 61,000 | 200,000 | 198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,525,000 | 6,551,000 | 6,690,000 | 6,688,000 |