Call reports 2022
LIBERTY SAVINGS ASSOCIATION, FSA, THE — 2022
What LIBERTY SAVINGS ASSOCIATION, FSA, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 32,811,000 | 32,652,000 | 32,342,000 | 31,487,000 |
| Total loans | 8,918,000 | 9,785,000 | 9,853,000 | 9,961,000 |
| Allowance for loan losses | 96,000 | 96,000 | 96,000 | 96,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 16,560,000 | 16,926,000 | 17,877,000 | 17,848,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,310,000 | 26,119,000 | 25,788,000 | 24,980,000 |
| Interest-bearing deposits | 26,310,000 | 26,119,000 | 25,788,000 | 24,980,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 6,479,000 | 6,502,000 | 6,520,000 | 6,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 187,000 | 391,000 | 614,000 | 854,000 |
| Interest expense | 32,000 | 62,000 | 91,000 | 121,000 |
| Net interest income | 155,000 | 329,000 | 523,000 | 733,000 |
| Noninterest income | 5,000 | 8,000 | 13,000 | 41,000 |
| Noninterest expense | 145,000 | 298,000 | 477,000 | 752,000 |
| Provision for loan losses | -10,000 | -10,000 | -10,000 | -10,000 |
| Pretax income | 25,000 | 51,000 | 71,000 | 34,000 |
| Income tax | 2,000 | 5,000 | 7,000 | 0 |
| Net income | 23,000 | 46,000 | 64,000 | 34,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,479,000 | 6,502,000 | 6,520,000 | 6,490,000 |