Call reports 2019
LIBERTY SAVINGS ASSOCIATION, FSA, THE — 2019
What LIBERTY SAVINGS ASSOCIATION, FSA, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 32,518,000 | 32,121,000 | 31,713,000 | 31,090,000 |
| Total loans | 8,891,000 | 9,086,000 | 8,958,000 | 9,001,000 |
| Allowance for loan losses | 96,000 | 96,000 | 96,000 | 96,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 19,998,000 | 20,276,000 | 19,180,000 | 18,505,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,909,000 | 25,459,000 | 25,008,000 | 24,477,000 |
| Interest-bearing deposits | 25,909,000 | 25,459,000 | 25,008,000 | 24,477,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 6,575,000 | 6,606,000 | 6,645,000 | 6,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 275,000 | 560,000 | 828,000 | 1,096,000 |
| Interest expense | 43,000 | 91,000 | 143,000 | 200,000 |
| Net interest income | 232,000 | 469,000 | 685,000 | 896,000 |
| Noninterest income | 7,000 | 10,000 | 15,000 | 20,000 |
| Noninterest expense | 179,000 | 382,000 | 554,000 | 856,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 60,000 | 97,000 | 146,000 | 60,000 |
| Income tax | 12,000 | 18,000 | 28,000 | 4,000 |
| Net income | 48,000 | 79,000 | 118,000 | 56,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,575,000 | 6,606,000 | 6,645,000 | 6,583,000 |
| Total capital | 6,671,000 | 6,702,000 | 6,741,000 | 6,679,000 |
| Risk-weighted assets | 8,105,000 | 8,070,000 | 8,017,000 | 7,926,000 |