Call reports 2018
LIBERTY SAVINGS ASSOCIATION, FSA, THE — 2018
What LIBERTY SAVINGS ASSOCIATION, FSA, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 33,005,000 | 32,521,000 | 32,162,000 | 32,124,000 |
| Total loans | 9,227,000 | 9,481,000 | 9,299,000 | 9,167,000 |
| Allowance for loan losses | 96,000 | 96,000 | 96,000 | 96,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 19,154,000 | 19,107,000 | 19,671,000 | 18,990,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,461,000 | 25,930,000 | 25,507,000 | 25,574,000 |
| Interest-bearing deposits | 26,461,000 | 25,930,000 | 25,507,000 | 25,574,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 6,514,000 | 6,543,000 | 6,595,000 | 6,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 259,000 | 524,000 | 795,000 | 1,067,000 |
| Interest expense | 39,000 | 78,000 | 119,000 | 162,000 |
| Net interest income | 220,000 | 446,000 | 676,000 | 905,000 |
| Noninterest income | 8,000 | 13,000 | 18,000 | 23,000 |
| Noninterest expense | 169,000 | 364,000 | 532,000 | 862,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 59,000 | 95,000 | 162,000 | 66,000 |
| Income tax | 12,000 | 19,000 | 34,000 | 6,000 |
| Net income | 47,000 | 76,000 | 128,000 | 60,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,514,000 | 6,543,000 | 6,595,000 | 6,527,000 |
| Total capital | 6,610,000 | 6,639,000 | 6,691,000 | 6,623,000 |
| Risk-weighted assets | 8,463,000 | 8,438,000 | 8,075,000 | 8,149,000 |