Call reports 2017
LIBERTY SAVINGS ASSOCIATION, FSA, THE — 2017
What LIBERTY SAVINGS ASSOCIATION, FSA, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 34,548,000 | 33,928,000 | 34,296,000 | 33,950,000 |
| Total loans | 9,457,000 | 9,316,000 | 9,219,000 | 9,213,000 |
| Allowance for loan losses | 138,000 | 96,000 | 96,000 | 96,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 20,178,000 | 20,438,000 | 20,335,000 | 19,318,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,095,000 | 27,429,000 | 27,753,000 | 27,460,000 |
| Interest-bearing deposits | 28,095,000 | 27,429,000 | 27,753,000 | 27,460,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 6,434,000 | 6,466,000 | 6,505,000 | 6,467,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 240,000 | 487,000 | 728,000 | 975,000 |
| Interest expense | 38,000 | 78,000 | 115,000 | 154,000 |
| Net interest income | 202,000 | 409,000 | 613,000 | 821,000 |
| Noninterest income | 6,000 | 12,000 | 18,000 | 24,000 |
| Noninterest expense | 195,000 | 414,000 | 577,000 | 838,000 |
| Provision for loan losses | 0 | -42,000 | -42,000 | -42,000 |
| Pretax income | 13,000 | 49,000 | 96,000 | 49,000 |
| Income tax | 1,000 | 5,000 | 13,000 | 4,000 |
| Net income | 12,000 | 44,000 | 83,000 | 45,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,434,000 | 6,466,000 | 6,505,000 | 6,467,000 |
| Total capital | 6,538,000 | 6,562,000 | 6,601,000 | 6,563,000 |
| Risk-weighted assets | 8,307,000 | 8,110,000 | 8,393,000 | 8,528,000 |