Call reports 2016
LIBERTY SAVINGS ASSOCIATION, FSA, THE — 2016
What LIBERTY SAVINGS ASSOCIATION, FSA, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 36,431,000 | 35,464,000 | 34,935,000 | 34,471,000 |
| Total loans | 10,477,000 | 9,975,000 | 9,581,000 | 9,384,000 |
| Allowance for loan losses | 138,000 | 138,000 | 138,000 | 138,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 21,780,000 | 21,929,000 | 21,474,000 | 21,151,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,010,000 | 28,997,000 | 28,446,000 | 28,028,000 |
| Interest-bearing deposits | 30,010,000 | 28,997,000 | 28,446,000 | 28,028,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 6,396,000 | 6,426,000 | 6,447,000 | 6,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 253,000 | 508,000 | 755,000 | 1,001,000 |
| Interest expense | 43,000 | 84,000 | 124,000 | 163,000 |
| Net interest income | 210,000 | 424,000 | 631,000 | 838,000 |
| Noninterest income | 7,000 | 14,000 | 21,000 | 27,000 |
| Noninterest expense | 198,000 | 384,000 | 574,000 | 825,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 19,000 | 54,000 | 78,000 | 45,000 |
| Income tax | 2,000 | 7,000 | 10,000 | 2,000 |
| Net income | 17,000 | 47,000 | 68,000 | 43,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,396,000 | 6,426,000 | 6,447,000 | 6,422,000 |
| Total capital | 6,504,000 | 6,529,000 | 6,546,000 | 6,524,000 |
| Risk-weighted assets | 8,663,000 | 8,238,000 | 7,895,000 | 8,166,000 |