Call reports 2015
LIBERTY SAVINGS ASSOCIATION, FSA, THE — 2015
What LIBERTY SAVINGS ASSOCIATION, FSA, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 36,211,000 | 36,543,000 | 36,460,000 | 35,965,000 |
| Total loans | 10,780,000 | 10,670,000 | 10,743,000 | 10,824,000 |
| Allowance for loan losses | 138,000 | 138,000 | 138,000 | 138,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 22,821,000 | 22,555,000 | 23,383,000 | 22,164,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,834,000 | 30,150,000 | 30,032,000 | 29,548,000 |
| Interest-bearing deposits | 29,834,000 | 30,150,000 | 30,032,000 | 29,548,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 6,346,000 | 6,358,000 | 6,392,000 | 6,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 243,000 | 486,000 | 743,000 | 997,000 |
| Interest expense | 44,000 | 87,000 | 131,000 | 175,000 |
| Net interest income | 199,000 | 399,000 | 612,000 | 822,000 |
| Noninterest income | 6,000 | 12,000 | 19,000 | 26,000 |
| Noninterest expense | 203,000 | 397,000 | 578,000 | 813,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,000 | 14,000 | 53,000 | 35,000 |
| Income tax | 1,000 | 1,000 | 6,000 | 1,000 |
| Net income | 1,000 | 13,000 | 47,000 | 34,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,346,000 | 6,358,000 | 6,392,000 | 6,379,000 |
| Total capital | 6,455,000 | 6,471,000 | 6,499,000 | 6,487,000 |
| Risk-weighted assets | 8,703,000 | 9,058,000 | 8,539,000 | 8,635,000 |