Call reports 2025
LIBERTY NATIONAL BANK IN PARIS, THE — 2025
What LIBERTY NATIONAL BANK IN PARIS, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 454,086,000 | 467,463,000 | 443,567,000 | 462,938,000 |
| Total loans | 316,835,000 | 321,829,000 | 318,392,000 | 316,974,000 |
| Allowance for loan losses | 5,290,000 | 5,464,000 | 5,503,000 | 5,810,000 |
| Securities available for sale | 68,218,000 | 68,150,000 | 75,006,000 | 81,639,000 |
| Securities held to maturity | 15,713,000 | 15,496,000 | 13,696,000 | 13,483,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 401,916,000 | 413,180,000 | 386,840,000 | 408,809,000 |
| Interest-bearing deposits | 321,478,000 | 335,191,000 | 310,157,000 | 321,502,000 |
| Noninterest-bearing deposits | 80,438,000 | 77,989,000 | 76,683,000 | 87,307,000 |
| Equity capital | 49,879,000 | 52,038,000 | 54,196,000 | 51,605,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,572,000 | 11,295,000 | 17,095,000 | 22,986,000 |
| Interest expense | 2,141,000 | 4,237,000 | 6,355,000 | 8,405,000 |
| Net interest income | 3,431,000 | 7,058,000 | 10,740,000 | 14,581,000 |
| Noninterest income | 486,000 | 1,041,000 | 1,533,000 | 2,056,000 |
| Noninterest expense | 2,055,000 | 4,068,000 | 6,056,000 | 8,629,000 |
| Provision for loan losses | 154,000 | 304,000 | 457,000 | 811,000 |
| Pretax income | 1,708,000 | 3,727,000 | 5,760,000 | 7,197,000 |
| Income tax | 325,000 | 714,000 | 1,097,000 | 1,382,000 |
| Net income | 1,383,000 | 3,013,000 | 4,663,000 | 5,815,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,709,000 | 55,340,000 | 56,989,000 | 53,942,000 |