Call reports 2022
LIBERTY NATIONAL BANK IN PARIS, THE — 2022
What LIBERTY NATIONAL BANK IN PARIS, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 382,192,000 | 392,183,000 | 402,352,000 | 399,086,000 |
| Total loans | 234,296,000 | 250,965,000 | 264,317,000 | 269,964,000 |
| Allowance for loan losses | 4,136,000 | 4,192,000 | 4,309,000 | 4,722,000 |
| Securities available for sale | 83,259,000 | 72,924,000 | 69,433,000 | 66,594,000 |
| Securities held to maturity | 29,827,000 | 29,409,000 | 27,808,000 | 27,574,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 324,617,000 | 344,841,000 | 348,888,000 | 342,201,000 |
| Interest-bearing deposits | 242,435,000 | 261,142,000 | 254,258,000 | 260,568,000 |
| Noninterest-bearing deposits | 82,182,000 | 83,699,000 | 94,630,000 | 81,633,000 |
| Equity capital | 47,039,000 | 46,649,000 | 45,626,000 | 43,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,162,000 | 6,454,000 | 9,945,000 | 13,749,000 |
| Interest expense | 181,000 | 453,000 | 940,000 | 1,638,000 |
| Net interest income | 2,981,000 | 6,001,000 | 9,005,000 | 12,111,000 |
| Noninterest income | 508,000 | 1,011,000 | 1,515,000 | 2,048,000 |
| Noninterest expense | 1,879,000 | 3,774,000 | 5,694,000 | 8,178,000 |
| Provision for loan losses | 120,000 | 240,000 | 364,000 | 791,000 |
| Pretax income | 1,502,000 | 3,034,000 | 4,498,000 | 5,219,000 |
| Income tax | 273,000 | 560,000 | 814,000 | 926,000 |
| Net income | 1,229,000 | 2,474,000 | 3,684,000 | 4,293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,093,000 | 52,337,000 | 53,546,000 | 50,655,000 |