Call reports 2020
LIBERTY NATIONAL BANK IN PARIS, THE — 2020
What LIBERTY NATIONAL BANK IN PARIS, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 310,617,000 | 324,147,000 | 332,878,000 | 351,611,000 |
| Total loans | 177,096,000 | 189,208,000 | 197,535,000 | 200,772,000 |
| Allowance for loan losses | 3,052,000 | 3,105,000 | 3,173,000 | 3,565,000 |
| Securities available for sale | 53,321,000 | 53,454,000 | 65,522,000 | 63,026,000 |
| Securities held to maturity | 29,686,000 | 28,342,000 | 29,566,000 | 34,255,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,409,000 | 273,071,000 | 280,841,000 | 301,726,000 |
| Interest-bearing deposits | 200,561,000 | 205,315,000 | 210,468,000 | 226,737,000 |
| Noninterest-bearing deposits | 59,848,000 | 67,756,000 | 70,373,000 | 74,989,000 |
| Equity capital | 49,748,000 | 50,826,000 | 51,752,000 | 49,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,825,000 | 5,597,000 | 8,443,000 | 11,553,000 |
| Interest expense | 397,000 | 689,000 | 933,000 | 1,125,000 |
| Net interest income | 2,428,000 | 4,908,000 | 7,510,000 | 10,428,000 |
| Noninterest income | 470,000 | 904,000 | 1,362,000 | 2,289,000 |
| Noninterest expense | 1,578,000 | 3,160,000 | 4,885,000 | 6,853,000 |
| Provision for loan losses | 84,000 | 204,000 | 327,000 | 747,000 |
| Pretax income | 1,236,000 | 2,448,000 | 3,660,000 | 5,117,000 |
| Income tax | 209,000 | 420,000 | 627,000 | 795,000 |
| Net income | 1,027,000 | 2,028,000 | 3,033,000 | 4,322,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,658,000 | 49,657,000 | 50,663,000 | 48,752,000 |