Call reports 2019
LIBERTY NATIONAL BANK IN PARIS, THE — 2019
What LIBERTY NATIONAL BANK IN PARIS, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 288,529,000 | 289,094,000 | 295,295,000 | 287,939,000 |
| Total loans | 158,650,000 | 162,362,000 | 168,572,000 | 172,939,000 |
| Allowance for loan losses | 2,975,000 | 2,904,000 | 2,936,000 | 3,070,000 |
| Securities available for sale | 56,450,000 | 57,488,000 | 59,735,000 | 57,783,000 |
| Securities held to maturity | 37,705,000 | 36,457,000 | 31,626,000 | 31,580,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,795,000 | 240,049,000 | 245,074,000 | 239,768,000 |
| Interest-bearing deposits | 183,213,000 | 181,462,000 | 185,908,000 | 181,609,000 |
| Noninterest-bearing deposits | 57,582,000 | 58,587,000 | 59,166,000 | 58,159,000 |
| Equity capital | 47,359,000 | 48,777,000 | 49,863,000 | 47,903,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,583,000 | 5,268,000 | 8,013,000 | 10,802,000 |
| Interest expense | 348,000 | 722,000 | 1,139,000 | 1,533,000 |
| Net interest income | 2,235,000 | 4,546,000 | 6,874,000 | 9,269,000 |
| Noninterest income | 433,000 | 862,000 | 1,317,000 | 1,805,000 |
| Noninterest expense | 1,444,000 | 2,922,000 | 4,427,000 | 6,327,000 |
| Provision for loan losses | 67,000 | 127,000 | 191,000 | 354,000 |
| Pretax income | 1,141,000 | 2,343,000 | 3,557,000 | 4,377,000 |
| Income tax | 187,000 | 386,000 | 589,000 | 715,000 |
| Net income | 954,000 | 1,957,000 | 2,968,000 | 3,662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,630,000 | 48,633,000 | 49,643,000 | 47,639,000 |
| Total capital | 49,781,000 | 50,797,000 | 51,860,000 | 49,854,000 |
| Risk-weighted assets | 171,331,000 | 172,396,000 | 176,674,000 | 176,374,000 |