Call reports 2016
LIBERTY NATIONAL BANK IN PARIS, THE — 2016
What LIBERTY NATIONAL BANK IN PARIS, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 267,374,000 | 266,549,000 | 279,721,000 | 264,641,000 |
| Total loans | 97,222,000 | 100,750,000 | 106,151,000 | 108,428,000 |
| Allowance for loan losses | 2,934,000 | 2,908,000 | 2,912,000 | 2,902,000 |
| Securities available for sale | 79,280,000 | 78,862,000 | 78,640,000 | 78,266,000 |
| Securities held to maturity | 47,636,000 | 50,487,000 | 51,016,000 | 46,215,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,457,000 | 219,798,000 | 232,432,000 | 219,635,000 |
| Interest-bearing deposits | 171,605,000 | 169,779,000 | 177,715,000 | 165,159,000 |
| Noninterest-bearing deposits | 49,852,000 | 50,019,000 | 54,717,000 | 54,476,000 |
| Equity capital | 45,395,000 | 46,393,000 | 46,915,000 | 44,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,856,000 | 3,729,000 | 5,638,000 | 7,588,000 |
| Interest expense | 155,000 | 306,000 | 457,000 | 603,000 |
| Net interest income | 1,701,000 | 3,423,000 | 5,181,000 | 6,985,000 |
| Noninterest income | 439,000 | 856,000 | 1,295,000 | 1,751,000 |
| Noninterest expense | 1,293,000 | 2,616,000 | 3,963,000 | 5,506,000 |
| Provision for loan losses | 15,000 | 33,000 | 51,000 | 66,000 |
| Pretax income | 832,000 | 1,630,000 | 2,462,000 | 3,164,000 |
| Income tax | 181,000 | 352,000 | 533,000 | 676,000 |
| Net income | 651,000 | 1,278,000 | 1,929,000 | 2,488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,101,000 | 45,730,000 | 46,380,000 | 44,228,000 |
| Total capital | 46,463,000 | 47,148,000 | 47,864,000 | 45,724,000 |
| Risk-weighted assets | 107,420,000 | 111,946,000 | 117,263,000 | 118,269,000 |