Call reports 2015
LIBERTY NATIONAL BANK IN PARIS, THE — 2015
What LIBERTY NATIONAL BANK IN PARIS, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 257,227,000 | 256,066,000 | 261,890,000 | 267,591,000 |
| Total loans | 92,255,000 | 93,823,000 | 93,772,000 | 95,634,000 |
| Allowance for loan losses | 2,839,000 | 2,869,000 | 2,911,000 | 2,933,000 |
| Securities available for sale | 75,049,000 | 77,214,000 | 77,427,000 | 80,714,000 |
| Securities held to maturity | 44,855,000 | 44,591,000 | 46,376,000 | 47,360,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,682,000 | 210,168,000 | 215,181,000 | 222,872,000 |
| Interest-bearing deposits | 163,250,000 | 161,509,000 | 166,113,000 | 172,156,000 |
| Noninterest-bearing deposits | 48,432,000 | 48,659,000 | 49,068,000 | 50,716,000 |
| Equity capital | 45,093,000 | 45,512,000 | 46,302,000 | 44,353,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,820,000 | 3,655,000 | 5,487,000 | 7,332,000 |
| Interest expense | 124,000 | 250,000 | 379,000 | 506,000 |
| Net interest income | 1,696,000 | 3,405,000 | 5,108,000 | 6,826,000 |
| Noninterest income | 412,000 | 842,000 | 1,297,000 | 1,722,000 |
| Noninterest expense | 1,331,000 | 2,647,000 | 3,976,000 | 5,510,000 |
| Provision for loan losses | 30,000 | 64,000 | 97,000 | 127,000 |
| Pretax income | 747,000 | 1,536,000 | 2,332,000 | 2,911,000 |
| Income tax | 160,000 | 332,000 | 505,000 | 600,000 |
| Net income | 587,000 | 1,204,000 | 1,827,000 | 2,311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,680,000 | 45,315,000 | 45,955,000 | 44,502,000 |
| Total capital | 45,984,000 | 46,639,000 | 47,272,000 | 45,846,000 |
| Risk-weighted assets | 102,850,000 | 104,412,000 | 103,793,000 | 105,922,000 |