Call reports 2014
LIBERTY NATIONAL BANK IN PARIS, THE — 2014
What LIBERTY NATIONAL BANK IN PARIS, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 258,872,000 | 252,940,000 | 251,551,000 | 250,455,000 |
| Total loans | 90,223,000 | 90,933,000 | 92,371,000 | 92,931,000 |
| Allowance for loan losses | 2,825,000 | 2,823,000 | 2,825,000 | 2,898,000 |
| Securities available for sale | 73,115,000 | 73,156,000 | 76,365,000 | 71,773,000 |
| Securities held to maturity | 49,196,000 | 49,142,000 | 43,704,000 | 43,695,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,770,000 | 207,280,000 | 205,356,000 | 205,880,000 |
| Interest-bearing deposits | 169,313,000 | 161,025,000 | 159,279,000 | 158,904,000 |
| Noninterest-bearing deposits | 44,457,000 | 46,255,000 | 46,077,000 | 46,976,000 |
| Equity capital | 44,555,000 | 45,278,000 | 45,800,000 | 44,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,875,000 | 3,759,000 | 5,637,000 | 7,488,000 |
| Interest expense | 138,000 | 269,000 | 397,000 | 522,000 |
| Net interest income | 1,737,000 | 3,490,000 | 5,240,000 | 6,966,000 |
| Noninterest income | 433,000 | 882,000 | 1,330,000 | 1,760,000 |
| Noninterest expense | 1,320,000 | 2,632,000 | 3,912,000 | 5,465,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 820,000 | 1,680,000 | 2,568,000 | 3,141,000 |
| Income tax | 190,000 | 386,000 | 593,000 | 682,000 |
| Net income | 630,000 | 1,294,000 | 1,975,000 | 2,459,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,017,000 | 44,725,000 | 45,449,000 | 43,978,000 |
| Total capital | 45,539,000 | 46,258,000 | 46,989,000 | 45,525,000 |
| Risk-weighted assets | 120,490,000 | 121,375,000 | 121,926,000 | 122,437,000 |