Call reports 2013
LIBERTY NATIONAL BANK IN PARIS, THE — 2013
What LIBERTY NATIONAL BANK IN PARIS, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 255,659,000 | 253,403,000 | 255,101,000 | 246,241,000 |
| Total loans | 82,376,000 | 84,220,000 | 86,419,000 | 88,458,000 |
| Allowance for loan losses | 2,852,000 | 2,916,000 | 2,933,000 | 2,842,000 |
| Securities available for sale | 74,775,000 | 73,430,000 | 71,503,000 | 72,174,000 |
| Securities held to maturity | 46,693,000 | 48,827,000 | 50,732,000 | 50,006,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,064,000 | 208,149,000 | 209,045,000 | 201,918,000 |
| Interest-bearing deposits | 165,206,000 | 164,673,000 | 164,842,000 | 159,363,000 |
| Noninterest-bearing deposits | 44,858,000 | 43,476,000 | 44,203,000 | 42,555,000 |
| Equity capital | 45,039,000 | 44,834,000 | 45,623,000 | 43,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,940,000 | 3,855,000 | 5,756,000 | 7,647,000 |
| Interest expense | 189,000 | 354,000 | 509,000 | 654,000 |
| Net interest income | 1,751,000 | 3,501,000 | 5,247,000 | 6,993,000 |
| Noninterest income | 435,000 | 865,000 | 1,326,000 | 1,770,000 |
| Noninterest expense | 1,320,000 | 2,606,000 | 3,863,000 | 5,367,000 |
| Provision for loan losses | 64,000 | 127,000 | 157,000 | 187,000 |
| Pretax income | 802,000 | 1,633,000 | 2,553,000 | 3,209,000 |
| Income tax | 193,000 | 394,000 | 615,000 | 750,000 |
| Net income | 609,000 | 1,239,000 | 1,938,000 | 2,459,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,361,000 | 44,035,000 | 44,777,000 | 43,343,000 |
| Total capital | 44,753,000 | 45,489,000 | 46,247,000 | 44,845,000 |
| Risk-weighted assets | 109,922,000 | 114,826,000 | 116,161,000 | 118,840,000 |