Call reports 2012
LIBERTY NATIONAL BANK IN PARIS, THE — 2012
What LIBERTY NATIONAL BANK IN PARIS, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 247,641,000 | 239,477,000 | 246,152,000 | 250,172,000 |
| Total loans | 83,241,000 | 79,869,000 | 80,375,000 | 81,845,000 |
| Allowance for loan losses | 3,248,000 | 2,812,000 | 2,865,000 | 2,881,000 |
| Securities available for sale | 61,010,000 | 63,912,000 | 70,418,000 | 72,552,000 |
| Securities held to maturity | 63,137,000 | 58,354,000 | 52,653,000 | 49,627,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,264,000 | 193,530,000 | 199,381,000 | 205,197,000 |
| Interest-bearing deposits | 159,053,000 | 152,876,000 | 157,106,000 | 161,676,000 |
| Noninterest-bearing deposits | 43,211,000 | 40,654,000 | 42,275,000 | 43,521,000 |
| Equity capital | 44,680,000 | 45,488,000 | 46,079,000 | 44,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,220,000 | 4,356,000 | 6,435,000 | 8,464,000 |
| Interest expense | 266,000 | 509,000 | 734,000 | 942,000 |
| Net interest income | 1,954,000 | 3,847,000 | 5,701,000 | 7,522,000 |
| Noninterest income | 448,000 | 870,000 | 1,301,000 | 1,708,000 |
| Noninterest expense | 1,356,000 | 2,693,000 | 4,003,000 | 5,513,000 |
| Provision for loan losses | 71,000 | 138,000 | 198,000 | 258,000 |
| Pretax income | 975,000 | 1,886,000 | 2,801,000 | 3,459,000 |
| Income tax | 251,000 | 336,000 | 703,000 | 713,000 |
| Net income | 724,000 | 1,550,000 | 2,098,000 | 2,746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,554,000 | 43,424,000 | 44,016,000 | 42,708,000 |
| Total capital | 43,976,000 | 44,802,000 | 45,387,000 | 44,084,000 |
| Risk-weighted assets | 111,933,000 | 108,816,000 | 108,215,000 | 108,600,000 |