Call reports 2011
LIBERTY NATIONAL BANK IN PARIS, THE — 2011
What LIBERTY NATIONAL BANK IN PARIS, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 245,562,000 | 243,103,000 | 245,598,000 | 239,398,000 |
| Total loans | 81,699,000 | 81,810,000 | 83,613,000 | 83,339,000 |
| Allowance for loan losses | 2,618,000 | 2,984,000 | 3,134,000 | 3,258,000 |
| Securities available for sale | 49,523,000 | 56,531,000 | 60,620,000 | 60,279,000 |
| Securities held to maturity | 73,606,000 | 68,055,000 | 63,926,000 | 64,712,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,491,000 | 198,063,000 | 199,148,000 | 193,970,000 |
| Interest-bearing deposits | 162,377,000 | 159,830,000 | 157,170,000 | 153,596,000 |
| Noninterest-bearing deposits | 39,114,000 | 38,233,000 | 41,978,000 | 40,374,000 |
| Equity capital | 43,172,000 | 44,334,000 | 45,500,000 | 44,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,422,000 | 4,756,000 | 7,110,000 | 9,395,000 |
| Interest expense | 396,000 | 758,000 | 1,078,000 | 1,363,000 |
| Net interest income | 2,026,000 | 3,998,000 | 6,032,000 | 8,032,000 |
| Noninterest income | 420,000 | 846,000 | 1,280,000 | 1,706,000 |
| Noninterest expense | 1,265,000 | 2,553,000 | 3,840,000 | 5,320,000 |
| Provision for loan losses | 351,000 | 761,000 | 825,000 | 892,000 |
| Pretax income | 830,000 | 1,530,000 | 2,647,000 | 3,526,000 |
| Income tax | 202,000 | 357,000 | 653,000 | 995,000 |
| Net income | 628,000 | 1,173,000 | 1,994,000 | 2,531,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,551,000 | 42,139,000 | 43,005,000 | 41,785,000 |
| Total capital | 42,949,000 | 43,527,000 | 44,429,000 | 43,221,000 |
| Risk-weighted assets | 110,648,000 | 109,458,000 | 112,207,000 | 113,042,000 |