Call reports 2010
LIBERTY NATIONAL BANK IN PARIS, THE — 2010
What LIBERTY NATIONAL BANK IN PARIS, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 247,761,000 | 250,918,000 | 248,986,000 | 245,535,000 |
| Total loans | 83,316,000 | 84,127,000 | 84,121,000 | 83,848,000 |
| Allowance for loan losses | 1,980,000 | 2,008,000 | 2,054,000 | 2,555,000 |
| Securities available for sale | 36,067,000 | 38,745,000 | 41,271,000 | 42,467,000 |
| Securities held to maturity | 93,143,000 | 91,794,000 | 84,411,000 | 82,476,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,889,000 | 206,069,000 | 202,771,000 | 201,810,000 |
| Interest-bearing deposits | 177,915,000 | 178,394,000 | 176,965,000 | 173,939,000 |
| Noninterest-bearing deposits | 25,974,000 | 27,675,000 | 25,806,000 | 27,871,000 |
| Equity capital | 42,764,000 | 44,094,000 | 45,351,000 | 42,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,609,000 | 5,218,000 | 7,804,000 | 10,324,000 |
| Interest expense | 550,000 | 1,059,000 | 1,537,000 | 1,976,000 |
| Net interest income | 2,059,000 | 4,159,000 | 6,267,000 | 8,348,000 |
| Noninterest income | 424,000 | 894,000 | 1,332,000 | 1,766,000 |
| Noninterest expense | 1,206,000 | 2,479,000 | 3,699,000 | 5,250,000 |
| Provision for loan losses | 67,000 | 130,000 | 194,000 | 761,000 |
| Pretax income | 1,210,000 | 2,444,000 | 3,706,000 | 4,103,000 |
| Income tax | 333,000 | 674,000 | 1,020,000 | 1,083,000 |
| Net income | 877,000 | 1,770,000 | 2,686,000 | 3,020,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,203,000 | 42,140,000 | 43,100,000 | 40,878,000 |
| Total capital | 42,458,000 | 43,579,000 | 44,524,000 | 42,307,000 |
| Risk-weighted assets | 100,045,000 | 114,582,000 | 113,327,000 | 113,223,000 |