Call reports 2009
LIBERTY NATIONAL BANK IN PARIS, THE — 2009
What LIBERTY NATIONAL BANK IN PARIS, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 248,375,000 | 247,259,000 | 244,240,000 | 245,262,000 |
| Total loans | 79,016,000 | 78,581,000 | 81,016,000 | 82,140,000 |
| Allowance for loan losses | 1,963,000 | 1,977,000 | 1,974,000 | 1,955,000 |
| Securities available for sale | 49,453,000 | 48,085,000 | 34,204,000 | 36,249,000 |
| Securities held to maturity | 79,505,000 | 81,680,000 | 95,240,000 | 93,542,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,988,000 | 203,652,000 | 199,825,000 | 202,070,000 |
| Interest-bearing deposits | 176,512,000 | 176,439,000 | 172,760,000 | 175,127,000 |
| Noninterest-bearing deposits | 28,476,000 | 27,213,000 | 27,065,000 | 26,943,000 |
| Equity capital | 41,951,000 | 42,462,000 | 43,379,000 | 42,004,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,643,000 | 5,281,000 | 7,899,000 | 10,519,000 |
| Interest expense | 708,000 | 1,413,000 | 2,085,000 | 2,700,000 |
| Net interest income | 1,935,000 | 3,868,000 | 5,814,000 | 7,819,000 |
| Noninterest income | 424,000 | 853,000 | 1,289,000 | 1,725,000 |
| Noninterest expense | 1,181,000 | 2,481,000 | 3,652,000 | 5,143,000 |
| Provision for loan losses | 30,000 | 101,000 | 172,000 | 242,000 |
| Pretax income | 1,148,000 | 2,139,000 | 3,279,000 | 4,159,000 |
| Income tax | 322,000 | 578,000 | 871,000 | 1,082,000 |
| Net income | 826,000 | 1,561,000 | 2,408,000 | 3,077,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,900,000 | 40,678,000 | 41,569,000 | 40,282,000 |
| Total capital | 41,254,000 | 42,052,000 | 42,960,000 | 41,712,000 |
| Risk-weighted assets | 107,717,000 | 109,330,000 | 110,722,000 | 113,886,000 |